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I am a 28 years old young professional. Sheila implemented a retirement plan for me to save $300 per month until age 65. At retirement, beginning at age 66 to as long as I live, I will be receiving $70,000 of life-time retirement income every year ALL TAX FREE! I have peace of mind knowing that I will have retirement income that never runs out.
Alicia
Honolulu, HI
I first met Sheila when she gave a presentation at a Meetup group. Not only was her presentation one of the best I’ve ever seen on the topic of insurance, but it convinced me to take her on as an agent — and I was not disappointed. Sheila explains things clearly and in a straightforward manner, but best of all, she LISTENS. I highly recommend her!
David
San Mateo, CA
Sheila is a very knowledgeable and detailed advisor. She introduced me to the most suitable and beneficial financial products so I am well protected in case something happens to my health and arrange more financial security without much investment risk. You can trust her for her honesty and knowledge for a customized financial package geared towards your needs.
Mattie
San Jose, CA
2020 was a tough year dealing with COVID and loss in the market for many. I am grateful for what Sheila has done for me. I did not lose a penny of my money and as a matter of fact, my retirement account has a 22.58% gain. She has always done what is best for me.
John
Fremont, CA
My husband and I are in our early 60's. We are like most of the working class have 401k from our company, own some mutual funds, and enough liquid assets to sustain ourselves for a year. We thought we have just enough to retire, when Sheila told us we could make more wealth with what we have. We appreciate Sheila is always patient in listening to our needs and come up with the product that would maximize our original investment. We would recommend her to anyone who wants to continue with enough income to maintain or improve their lifestyle after retirement.
Mary Jane and Brian
Hayward, CA
COMPLIMENTARY EBOOKS
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.
Will Rogers
I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too.
Steve Martin
Annual income twenty pounds, annual expenditure nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty-pound ought and six, result misery.
Charles Dickens
I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.
Malcolm Forbes
Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more.
Charles Caleb Colton
You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.
Maya Angelou
When your outflow exceeds your income, then your upkeep becomes your downfall.
Jim Rohn
My formula for success is rise early, work late and strike oil.
J.P. Morgan
If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.
Edmund Burke
Wealth is like seawater; the more we drink, the thirstier we become; and the same is true of fame.
Arthur Schopenhauer
Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do.
Steve Jobs
We make a living by what we get, but we make a life by what we give.
Winston Churchill
Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.
William A. Ward
If plan A fails, remember there are 25 more letters.
Chris Guillebeau
I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.
Warren Buffett
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
Dave Ramsey
Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.
Johann Wolfgang von Goethe
No wealth can ever make a bad man at peace with himself.
Plato
Wealth consists not in having great possessions, but in having few wants.
Epictetus
Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.
Benjamin Franklin
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
Ayn Rand
Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.
Franklin D. Roosevelt
It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.
George Lorimer
If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.
Henry Ford
Not everything that can be counted counts, and not everything that counts can be counted.
Albert Einstein
It is not the man who has too little, but the man who craves more, that is poor.
Seneca
The real measure of your wealth is how much you’d be worth if you lost all your money.
Anonymous
He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all.
Eleanor Roosevelt
Money is a terrible master but an excellent servant.
P.T. Barnum
Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.
Paul Samuelson
Every time you borrow money, you’re robbing your future self.
Nathan W. Morris
Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.
Zig Ziglar
My formula for success is rise early, work late and strike oil.
JP Getty
There is a gigantic difference between earning a great deal of money and being rich.
Marlene Dietrich
The quickest way to double your money is to fold it in half and put it back in your pocket.
Will Rogers
All riches have their origin in mind. Wealth is in ideas – not money.
Robert Collier
We make a living by what we get. We make a life by what we give.
Winston Churchill
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